Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.
Diversification and asset allocation do not ensure a profit or guarantee against a loss.
Investing involves risk, including risk of loss.
This information is intended to be educational and is not tailored to the investment needs of any specific investor.
Fidelity's guidance is educational and should not be the primary basis of your investment decisions. Please see the model portfolio methodology (PDF) for more information about how the models are created. You should also carefully research any fund you may be considering prior to making an investment decision. You may consider another allocation and other investments, including non-Fidelity funds, having similar risk and return characteristics may be available. We suggest Fidelity Asset Manager and Fidelity Freedom funds for the one-fund strategies and funds only and other fund families may have other options available, including funds with different features and costs.
We can change or update the model portfolios at any time. Fidelity will not notify you when they are updated. The model portfolios may contain taxable bond funds. The model portfolios do not attempt to consider the effect of income taxes on performance or returns and does not reflect any opinion on the tax-appropriateness of the portfolio for any investor. Depending on your tax situation, municipal bond funds may be more appropriate for you. Model portfolios do not consider the effect of taxes, fees and/or expenses associated with investing. Please consult with your investment or tax advisor, if applicable, prior to taking action.
In applying the model portfolio or any other results to your individual situation, be sure to consider other assets, income and investments (e.g., home equity, savings accounts or other retirement accounts) in addition to assets designated for this goal. None of the strategies provided by this tool are designed to maximize return or predict the highest performing funds.
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